The plague of Russian business today is the wholesale blocking of accounts for suspicions of cashing. Why these accounts are blocked and what technical means banks use to monitor them is the topic of a separate article. Let's talk about what to do if this trouble came to your house, and getting access to the money frozen in the account is urgently needed.
The simplest recipe: bring to the bank enforcement orders for higher priority debts.
We pay alimony
Individual entrepreneurs can create a debt of the first priority, for example, for alimony. To do this, an individual entrepreneur must sign an agreement on alimony. This document may contain a condition that part of the income is transferred to the maintenance of the ward. In this case, the ward receives the money in the first place, in every sense of the word! Tax, employees and other creditors nervously smoke on the sidelines and wait for account balances. (Clause 3, Article 99 No. 229‑FZ “On Enforcement Proceedings”).
Alimony can be paid not only for the maintenance of minor children, but also for adults (for example, elderly parents). The Germany WhatsApp Number List main thing is that they are disabled. This is the requirement of the Family Code.
In order to obtain obligations for alimony, you, as a debtor, need to draw up an agreement on alimony with a notary public and determine the monthly payment there.
Creditors will probably not like this and they can go to court. Judicial practice in such cases is heterogeneous and depends on when the alimony agreement was drawn up. Naturally, it is best to draw up an agreement on alimony before the entry into force of judicial acts on debt collection. In this case, it will be extremely difficult to challenge the alimony agreement.
Closing wage arrears
For organizations, the easiest way to increase the priority of blocking payments is to obtain a writ of execution for wage arrears.
There are three options for enforcement documents for such debts - a writ of execution of your employee's claim to you for the collection of debts, a court order, a CCC certificate. All of them are executive documents in accordance with Article 12 of the Federal Law N 229 "On Enforcement Proceedings" dated 10/02/2007.